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up to another 30 days to "investigate". But I get a free voucher for a temporary xbox live account in the meantime. Too bad I can't link it to FFXI, right?
As far as investigations go, maybe I'm missing something but how tough is this...
account X (based in the US) buys $125 worth of Microsoft points for another account (based in Russia) then transfers regions to Russia. Owner of account X calls and says, "not me, please restore me to the US and don't bill me for the points I didn't buy".